Your van, your tools and your materials all run through the VAT return, and nobody has checked which scheme suits them.
Nasir Rasheed, Director
Accountant for plumbers and heating engineers: your set-up reviewed and your tax bill forecast in ninety days
Accountant for plumbers and heating engineers who run limited companies with vans, tools, materials and staff. One monthly fee covers the filing, and the advice on VAT, reverse charge and dividends comes with it.
Most heating firms I look at are still on the VAT scheme they picked the week they registered. Nobody has checked it since, and the domestic reverse charge changed what those numbers mean. The first ninety days are about finding out what that has cost you.
Nexus Tax and Accounting Solutions is a Milton Keynes accountancy practice run by Nasir Rasheed MAAT AATQB. It works with plumbing and heating limited companies UK-wide on accounts, corporation tax, VAT, payroll and the director’s self assessment for one monthly fee, with VAT scheme review, reverse charge treatment and a corporation tax forecast a month ahead included.
Accredited and certified
- Nasir Rasheed MAAT AATQB
- Established 2024
- Three new clients a month
- Milton Keynes · UK-wide remote
What you get with Nexus
Know your corporation tax bill a month early
Corporation tax and dividend headroom are forecast before the year end, so the money is there when the bill lands.
Pay the VAT your actual costs justify
Standard, flat rate or cash accounting is chosen on your real materials and labour split, not on the box ticked at registration.
Get an answer from Nasir the same week
You deal with me rather than a new account manager every year, because Nexus takes three new clients a month.
Where plumbing and heating companies lose money without advice
Three things owners tell me on the first call, and what each one usually costs.
- VAT
“We registered for VAT the year we took on our first van, and nobody has looked at the scheme since.”
The scheme that suited a two-man firm rarely suits one buying boilers, parts and running three vans. The difference shows up every quarter.
- Tax bill
“The corporation tax bill arrived the week it was due, and half of it had already gone on stock and a new van.”
He paid late and carried the interest. Knowing a month earlier would have changed when the van was bought.
- Switch
“I have had four different account managers in two years, and I explain the reverse charge to each new one.”
Every handover costs the owner an evening. The advice never arrives because nobody stays long enough to give it.
- Day 90
What changes once the advice is in the room
The VAT scheme gets chosen on your real materials and labour split, and reverse charge invoices are treated correctly. The corporation tax number arrives before the year end, with your dividend headroom next to it. You price the job, buy the van and make the hire on numbers you trust.
Quick check · no email
If your accountant cannot tell you whether your VAT scheme is right, what your tax bill will be before it lands, and reply this week, you have the wrong accountant
Answer three questions about the accountant you have now.
Question 1 of 3
Could they tell you this week whether flat rate or standard VAT suits your materials spend?
Could they tell you your corporation tax and dividend position a month before the year end?
Could they explain how the domestic reverse charge affects the invoices you raise to other contractors?
No yeses means the gap is real, and it usually shows up as VAT on the wrong scheme or tax nobody planned for. The set-up review is where that gets found and costed.
One or two yeses is a reasonable position with a hole in it, and the VAT scheme is normally the hole. One consultant changed scheme after the review and his VAT bill fell every quarter with no change to turnover.
Three yeses and you are well served, so stay where you are. Read the guides if you want to sense check the VAT scheme yourself.
A filing-only accountant against advice you can act on
Both file on time. Only one tells you what to do before the money moves.
The year-end accountant
Files the accounts and the VAT returns to deadline.
Speaks to you once a year, after the year has closed.
Keeps the VAT scheme you were put on when you registered.
Tells you the corporation tax bill when there is nothing left to change.
Nexus
Files the same returns, to the same deadlines.
Reviews the VAT scheme against your materials, subcontractors and reverse charge work.
Forecasts corporation tax and dividend headroom before the year end.
Replies himself, because Nexus takes three new clients a month.
Eight things to check in your own set-up this week
Work down the list and see how many you can answer today.
- 01
Has anyone checked your VAT scheme since you registered?
Materials spend decides the answer, and materials spend changes as you grow.
- 02
Are reverse charge invoices to other contractors coded correctly?
Wrong coding shows up as VAT charged or reclaimed in error.
- 03
Do you know your corporation tax bill before the year end?
Knowing early is what lets you time the van or the tool purchase.
- 04
Is the van treated correctly for the way you actually use it?
Ownership, leasing and private use each change the tax position.
- 05
Has the salary and dividend split been reviewed since incorporation?
Most splits are set once and never revisited as profits rise.
- 06
Do you know how much you can take as dividends today?
Dividend headroom comes from retained profit, not from the bank balance.
- 07
Are payroll and pensions running to a schedule without you chasing?
Payroll runs on a routine here, with salary planning built into it.
- 08
Do you get a reply from the person who does the work?
If the name on the email changes yearly, the advice never arrives.
What Nexus runs for a plumbing and heating limited company
One monthly fee, everything the company has to file, with the planning included.
Accounts, corporation tax and the confirmation statement
Year-end accounts and the CT600 prepared from books that reconcile, filed on time.
VAT returns and a scheme review for a materials-heavy trade
Standard, flat rate or cash accounting chosen on your costs, with reverse charge work treated properly.
Payroll, pensions and the director’s self assessment
Engineers and apprentices paid on schedule, with salary and dividend planning built in.
Entry 01
What a VAT scheme review actually found
One entry from the file, anonymised by type.
Clients described by type. Names withheld.
What clients say
How the first ninety days work for a plumbing or heating company
The same routine every time, applied to vans, materials, subcontractors and reverse charge invoices.
Your old accountant is dealt with, not by you
Professional clearance and records collection are handled here, along with the timetable for accounts, VAT and payroll in your first year.
You know whether your VAT scheme is the right one
Structure, VAT scheme, salary and dividends and software are reviewed, and you get a written list of what to change and why.
The books match the vans, tools and materials
Bookkeeping gets a routine, so materials, subcontractors and reverse charge invoices are coded correctly and the numbers stay current.
Your tax bill arrives before HMRC asks for it
Corporation tax and dividend headroom are forecast ahead of the year end, then check-ins every few months flag anything early.
Who this is not for
Start-ups in their first year or two, where there is not enough trading history to advise on.
Sole traders under £150,000 turnover, where a monthly arrangement will not earn its place.
Cash businesses, and landlords with property income only.
Owners shopping on price alone, who want filing done and no conversation.
If you run an established plumbing or heating limited company, the set-up review tells you where you stand before anything is agreed.
Questions plumbing and heating directors ask
What does the monthly fee include for a plumbing and heating limited company?
Year-end accounts, corporation tax, the confirmation statement, VAT returns, bookkeeping, payroll and pensions, and the director’s self assessment. Proactive planning is included on a fair-use basis: VAT scheme selection, salary and dividend planning, and a corporation tax forecast a month before the bill lands. The fee is scoped after Nasir has reviewed your set-up. Capital gains returns are charged separately.
We already have an accountant, so is it worth moving?
Only if something is missing. If nobody has checked your VAT scheme against your materials spend, if the corporation tax number arrives after the year has closed, or if you are explaining your business to a new account manager again, there is something to fix. The set-up review tells you either way, including when nothing needs changing.
Do we have to change our bookkeeping software?
Not as a rule. The software gets reviewed with everything else in the set-up review, and it only changes if it is holding the numbers back, for example if materials, subcontractors and reverse charge invoices cannot be coded cleanly. If it works for the way your engineers and office raise jobs, it stays.
What happens with our current accountant if we move to Nexus?
You do not chase them. Nexus writes for professional clearance, collects the records and agrees the first-year timetable for accounts, VAT and payroll, so nothing is missed in the handover. There is no separate charge for that work. Most owners tell their old firm once and hear nothing more about it.
Do you handle the domestic reverse charge for plumbers and heating engineers?
Yes. Invoices to other contractors under the domestic reverse charge are coded correctly, and the effect on your VAT return is part of the scheme review, because reverse charge work changes what you actually reclaim. That is often the difference between the standard scheme and a flat rate scheme being the better position.
Can an accountant for plumbers and heating engineers work with us outside Milton Keynes?
Yes. Nexus is based in Milton Keynes and works with companies across the UK remotely, including Bedford, Northampton, Luton and Aylesbury. Nasir rarely needs to meet in person, and the review, the check-ins and the year-end work are all done by phone, video and email. You still deal with him directly.
Three ways to take the next step
Take the two-minute quiz
It tells you whether Nexus is the right fit, and if it is, the set-up review comes next with a written list of what to change.
See if Nexus fits your firm 02 · A question firstGot a question about your VAT scheme?
Send it over and Nasir answers it himself, with no obligation to move anything.
Ask Nasir a question 03 · Still decidingStill deciding
The guides cover VAT schemes, dividends and what a limited company has to file, so you can sense check your own position first.
Read the guides →